Renters Insurance

Renters insurance in Philadelphia, PA and surrounding areas throughout Florida, New Jersey, and Pennsylvania including Huntingdon Valley, PA, Bucks County, Montgomery County, Delaware County and Chester County.

Get the protection you need for your rental property.

When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

When you rent an apartment, your landlord will normally be responsible for the insurance necessary to protect against damage to the building itself, but it’s up to you to protect your possessions.

Renters insurance covers against damage or loss from burglaries, along with loss from events such as fires, certain types of water damage and more. Be sure to check your renters insurance coverage details–there will usually be both an overall limit on the payout and a maximum amount for any one renters insurance claim.

Which insurance is the right solution to your family?

Explore how having the right insurance can protect you from the unexpected.

You may also get a payment toward temporary accommodation if the rental property is uninhabitable after one of the events the renters insurance policy covers. Some policies also include liability coverage that could pay out if you accidentally damage the rental property itself or if somebody is injured while visiting you at your apartment. Remember, even if you park a vehicle on the rental property itself, your car usually won’t be covered by renters insurance. If you rent an apartment, you need renters insurance. We’d be happy to walk you through the options to ensure you have the insurance coverage and protection you need.

What Our Clients Are Saying

Anyone can promise great service, but not everyone can deliver it. At Terra Insurance Services, we’ve built a culture around doing the right things. But don’t just take our word for it. Read what customers are saying about Terra, the number one insurance agency in Pennsylvania, Florida, and New Jersey:

Mario and his team have been over the top helpful over the years. Even the best companies imaginable still have little problems here and there. But how they handle those issues is what's important. I did have a issue once about my premium and E-mailed them the problem. I got a call back right away and they took care of it for me. Over the years I have always recommended them to everyone looking for a good company.

Manus M.
Mario and his team have been over the top helpful over the years. Even the best companies imaginable still have little problems here and there. But how they handle those issues is what's important. I did have a issue once about my premium and E-mailed them the problem. I got a call back right away and they took care of it for me. Over the years I have always recommended them to everyone looking for a good company.

Manus M.
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Title of the service

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