Contractor Insurance

Contractor insurance in Pennsylvania, New Jersey, Maryland, and Florida.

Constructing the ideal insurance coverage.

Contractor insurance isn’t one-size-fits-all. A specialized policy allows you to easily customize and simplify your insurance coverage to ensure that your business’ unique needs are protected.

A specialty contractor insurance policy is an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage you don’t want or need.
A good policy includes general liability that covers you against claims of damage or injury caused on site or to visitors on your own premises. Such costs can be immense and general liability insurance is often mandatory if you want to bid for government contracts.

Which insurance is the right solution for your business?

Explore how having the right insurance can protect you from the unexpected.

You should also make sure that you protect your stock, machinery and equipment against damage or loss from fire, theft, flooding and other risks, both on-site and off-site. Just as importantly, you need to have insurance coverage against loss of income if you are unable to carry out work because your equipment is damaged.

Remember also to get workers’ compensation insurance, which is usually mandatory and protects employees against lost income and medical bills resulting from workplace injuries. You might be worried that the costs of a workers’ compensation policy will be high given the inherent risks of construction work, but many insurers will offer discounts if you follow safety programs.

If you need any help choosing the right contractor insurance policy, contact us today.

What Our Clients Are Saying

Anyone can promise great service, but not everyone can deliver it. At Terra Insurance Services, we’ve built a culture around doing the right things. But don’t just take our word for it. Read what customers are saying about Terra, the number one insurance agency in Pennsylvania, Florida, and New Jersey:

Mario and his team have been over the top helpful over the years. Even the best companies imaginable still have little problems here and there. But how they handle those issues is what's important. I did have a issue once about my premium and E-mailed them the problem. I got a call back right away and they took care of it for me. Over the years I have always recommended them to everyone looking for a good company.

Manus M.

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Contractor Insurance

Constructing the ideal insurance coverage.

Which insurance is the right solution for your business?

What Our Clients Are Saying

Insurance Quote Request

Title of the service

Risk Factor

Solution

Contractor Insurance

Constructing the ideal insurance coverage.

Which insurance is the right solution for your business?

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What Our Clients Are Saying

Insurance Quote Request

Title of the service

Risk Factor

Solution

Note:

Title of the service

Risk Factor

Solution

Note: