Personal Insurance Company

Trusted advice and insurance solutions to protect what matters most

Trusted advice and insurance solutions to protect what matters most

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top-quality insurance coverage that works for your needs, as well as your budget.

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed, and create custom plans that fit your life. From home and auto insurance to health, travel, and personal liability insurance, we’re in the business of helping people protect what they value and have worked so hard to build. 

In Pennsylvania, we assist clients in Philadelphia, Huntingdon Valley, Bucks County, Montgomery County, Delaware County, and Chester County. We work with clients living and working in New Jersey, Maryland, and Florida.

 

Types of Personal Insurance Coverage

Clearly, your life is rich and full of adventure, and as such, it requires the proper coverage to protect you and your belongings. From home and renters insurance to personal health insurance and personal liability coverage to IRAs, choose from our personal insurance plans below, all of which are customizable.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Fast & Hassle-free Claims

When you need to file a claim, the last thing you want is the run-around. At Terra, we understand your stress, which is why our knowledgeable insurance advisors work closely with you for a fast, hassle-free experience.

Before purchasing one of our personal insurance plans, we sit down and explain the terms of your policy, including the benefits, features, conditions, and renewal requirements.

Later, when you have to file a claim, we explore your options and guide you through the claims process. We promise to listen carefully to your concerns and treat you with respect.

Over the years, Terra has earned a reputation for fairness and integrity as we seek to settle all genuine claims and pay those claims in a timely manner.

In the event of a dispute, our team will show you the proper steps for remediation.

As the leading personal insurance company for Pennsylvania, New Jersey, and Florida, Terra is ready to meet all your insurance needs.

When you need to file a claim, the last thing you want is the run-around. At Terra, we understand your stress, which is why our knowledgeable insurance advisors work closely with you for a fast, hassle-free experience.

Before purchasing one of our personal insurance plans, we sit down and explain the terms of your policy, including the benefits, features, conditions, and renewal requirements. 
Later, when you have to file a claim, we explore your options and guide you through the claims process. We promise to listen carefully to your concerns and treat you with respect. 
Over the years, Terra has earned a reputation for fairness and integrity as we seek to settle all genuine claims and pay those claims in a timely manner. 

In the event of a dispute, our team will show you the proper steps for remediation.
As the leading personal insurance company for Pennsylvania, New Jersey, and Florida, Terra is ready to meet all your insurance needs.

Strategic Consulting

Terra understands that the risks you face on a regular basis are unique to you, calling for detailed, strategic planning to safeguard you and your assets. That’s why we offer highly-customizable personal insurance plans to cover all of your insurance needs.

Our insurance consultants will help you identify and assess your risks, then present you with an affordable management plan to protect you and your lifestyle. 

Whether you require coverage for vacation homes, motorcycles, classic cars, jewelry, or recreational toys, we’ve got you covered. 

Whether you require coverage for vacation homes, motorcycles, classic cars, jewelry, or recreational toys, we’ve got you covered. As the number one personal insurance company in the area, we are ready to serve you!

Call today for a free consultation!

“To give our customers the protection they desire while utilizing the proper coverages, fair prices and outstanding service.”

About Terra Insurance Services

Life is filled with surprises, some of which are unpleasant, even distressing, such as a fire or flood, an automobile collision, or a sudden health crisis. In circumstances like these, it’s comforting to know that your insurance coverage protects you adequately.

As an independent insurance agency, Terra is the leading personal insurance company in Pennsylvania, New Jersey, and Florida.

We draw from a vast pool of personal, property, and commercial insurance policies, which means that we can help you find insurance solutions tailored to your individual needs.

Our Locations

Terra Insurance Services offers comprehensive solutions in four key states, making us the best choice for your personal or business insurance company proudly serving individuals and businesses located in:

  • Pennsylvania
  • New Jersey
  • Florida

Other Types of Insurance We Offer

At Terra Insurance Services, we offer over 50 comprehensive plans to safeguard your life and livelihood. For instance, our business insurance and life insurance products can provide you with exceptional protection — and peace of mind!

Terra has over 50 products to choose from, including home, auto, rental, pet, travel, individual and group health, general liability, workers’ compensation, landlord insurance, and more!

Not only are we the top personal insurance company in the area, we are also the top company for business and life insurance.

We’ll thoroughly assess your business and insurance needs to develop creative, comprehensive, cost-effective solutions.

As a top-rated insurance agency, Terra Insurance Services offers complete protection for your business. For instance, we provide vital coverage to carry your business through any crisis, including property damage and liability claims.

Moreover, in some states like Pennsylvania, Florida, and New Jersey, businesses are required to have certain types of business insurance, such as workers’ compensation insurance. 

Let us identify gaps in your coverage and protect your assets!

You can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

The professionals at Terra Insurance Services can tailor a life insurance plan to help your loved ones meet important financial needs once you pass. While this topic is a sensitive one, rest assured that we will offer sound, compassionate guidance so you can make an informed decision.

If you want the leading Philadelphia insurance company, consider Terra Insurance Services. We proudly serve clients throughout Pennsylvania, Florida, and New Jersey.

Why Choose Terra Insurance?

Terra Insurance Services is your best choice if you want a top-rated personal insurance company. In fact, we guarantee your satisfaction with our proactive service and prompt responses to all inquiries and claims. 

As an independent agency, we represent a group of respected insurance companies that offer a wide range of products for every insurance need, including personal, business, and life insurance.

Our solid relationship with these insurers also means that we can find you the premium coverage you need at a competitive rate. Additionally, we can process your claim efficiently so you can recover your losses as quickly as possible. 

If you are wondering where to find the number one personal insurance company, check out Terra Insurance Services. We proudly serve clients throughout Pennsylvania, New Jersey, and Florida.

Why Choose Terra Insurance?

Terra Insurance Services is your best choice if you want a top-rated personal insurance company. In fact, we guarantee your satisfaction with our proactive service and prompt responses to all inquiries and claims. 

As an independent agency, we represent a group of respected insurance companies that offer a wide range of products for every insurance need, including personal, business, and life insurance.

What Our Clients Are Saying

Read what customers are saying about Terra, the number one personal insurance company in Pennsylvania, Florida, and New Jersey:

Colleen  has helped our company with all our apartment building insurance needs. She is always available to help and has done so in the past. I highly recommend Terra insurance for all your insurance needs. She is very friendly  and easy to work with; her office staff is very helpful, also. I would not trust any other company with my insurance needs.


M&M Management - Customer since 2013
I can’t say enough good things about this place. I dealt with Colleen here, and I tell you she went over and beyond. Her customer service was impeccable. She’s professional, attentive, and cares about her customers. She worked overtime to get me a cheaper insurance policy. She took the time to explain everything, and she was prompt with her responses. This place has a customer for life!

Crystal M.
This is by far the best agency I have ever dealt with.  If you want someone who will fight to get you what you deserve and who will find you the best policy to fit your needs and income its Colleen and her team

Samaro P.
Best insurance company ever! I have been with them for years, and I feel safe and secure with them.


Wilgens G.
Colleen and her team are amazing, they provide the best service and have best rates around.


Lois K.
Philadelphia, PA
I love the customer services representatives- so sweet!! Great agency!


Julia F.
Philadelphia, PA
Extremely professional business, with staff that is friendly and detail oriented. I highly recommend Terra Insurance Services and rate the company a 10++++.


Maureen T.
Philadelphia, PA
Terra Insurance Services has been my agency for over five years now. If it wasn’t for them I would still be paying twice as much as I should. Being self employed and running my own business with overhead and everything else that comes along with it, makes every little bit count. Mario Terra saved me $24,000 a year combined between all six of my policies, which in return means that I got a $24,000 raise the day I met Mario! Just wanted to reach out and say thank you to the whole team at Terra Insurance... you guys are wonderful! Thanks again. Keep up the good work.
Mike P.
Philadelphia, PA
Colleen’s integrity is one of her best assets, she has always displayed a professional attitude. To sum Colleen up... impeccable.

Greg P.
U.S. Office of Personnel Management
The best agent I have worked with in the last 25 years. I assure you that when you do business with Colleen, she will be the only agent you will work with.

Michael H.
Hammer Group Inc.
Terra Insurance is a very friendly agency where you are greeted with a smile. No problem is too big for them to handle or insurance too difficult for them to place. Due to the many insurance providers they offer, they are bound to find you the most competitive price. My condominium rate was awesome and I ended up saving almost $500 a year.

Stela J.
Philadelphia, PA
Great service! Reasonable insurance.

Suzanne E.
Philadelphia, PA
I’m really happy with this company, they save me a lot of time and money, the service is excellent. Thank you!

Claudia B.
Philadelphia, PA
Terra Insurance is the best! The staff are so beautiful and friendly! I love walking through their door - it feels like home.

Alexis R.
Philadelphia, PA
Great service and rates. The agency is easy to find.

Milena G.
Philadelphia, PA
Professional and responsive. Great rates. I highly recommend Terra Insurance. Staff was engaging and friendly.

David A.
Philadelphia, PA
I wanted to thank Terra Insurance Agency, Colleen and Mario, for taking care of Rob Nolfi Roofing and getting us such affordable liability insurance. You have saved us a ton of money between our commercial, personal auto and our commercial liability policies. We would highly recommend Terra Insurance Agency for ALL of your insurance needs!

Nancy N.
Philadelphia, PA
Colleen and her staff are the best. Just couldn’t get any better. They are so helpful.

Kathy C.
Pennsylvania
Colleen and her team are the best! I spoke with several different agencies (all of whom stated they couldn’t find me a better rate and I should just stay with my current carrier) before coming in contact with Terra Insurance. Colleen succeeded in finding me a very competitive rate for my business insurance, saving me a great deal of what I paid last year with my previous provider. I would highly recommend Terra Insurance for any and all of your insurance needs.

Wanda T.
Philadelphia, PA
Colleen, and the team at Terra Insurance, have been taking care of me and my multiple policies for a decade now. More importantly, when you need them (being an ERIE company that cares) they are there for you. Anyone can issue a policy, it is how a team takes care of you when you need or have a claim. I will continue to refer and use Terra Insurance Services for my property and auto needs.

Jared F.
Pennsylvania
The agents located at this branch have always been very pleasant and informative. Since they have been my agent, my wife and I can’t see us dealing with any other company.

Daryl D.
Philadelphia, PA
Terra Insurance is marvelous at what they do. Stela was so helpful and hardworking to find me the best rate to fit my needs. Call Terra and ask for Stela - you will be glad you did. I sure am.

Robert J.
Philadelphia, PA
I am absolutely satisfied with the service, professionalism and most importantly, the rates. One of the best local insurance agencies you will find.

Doshi P.
Pennsylvania
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Risk Factor

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Solution

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Title of the service

Risk Factor

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Solution

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