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Condo Insurance Philadelphia

Terra insurance provides condo insurance for owners and renters in Philadelphia and surrounding communities.

Comprehensive Condo Insurance for Philadelphia Homeowners

Owning a condo in Philadelphia offers the perfect blend of homeownership and community living. However, protecting your investment requires specialized coverage tailored to the unique needs of condo owners.

At Terra Insurance, we understand the specific risks and responsibilities that come with condo ownership. That’s why we provide condo insurance in Philadelphia designed to safeguard your home, belongings, and personal liability, ensuring you have complete protection against the unexpected.

Why Choose Terra Insurance for Your Condo Insurance Needs?

Protection Beyond Your HOA Policy. While your condo association’s master policy may cover common areas, it often does not include protection for your unit’s interior, personal belongings, or liability claims. Our Philadelphia condo insurance policies ensure you’re fully covered where the HOA policy stops.

Custom Coverage Tailored to You. Every condo owner has different needs. We offer condo insurance in Philadelphia that is tailored to your specific unit, personal assets, and potential liabilities, giving you peace of mind.

Financial Security Against the Unexpected. Unexpected damages, theft, or liability claims can be costly. With our Philadelphia condo insurance, you’ll have the financial protection needed to handle repairs, replacements, and legal claims with ease.

Meeting Lender Requirements and Cost

If you have a mortgage, your lender may require condo insurance in Philadelphia. We’ll help you find a policy that meets these requirements while providing the best coverage for your home.

How Much Does Condo Insurance in Philadelphia Cost?

The cost of Philadelphia condo insurance depends on factors such as the location, value of your condo, coverage options, and deductible. At Terra Insurance, we provide competitive and transparent condo insurance quotes in Philadelphia to fit your needs and budget.

What Does Condo Insurance Cover?

Our Philadelphia condo insurance policies provide coverage for:

  • Personal Property – Protection for furniture, electronics, clothing, and valuables against theft, fire, and other covered events.
  • Interior Unit Coverage – Repairs for walls, floors, cabinetry, and fixtures not covered by your HOA policy.
  • Liability Protection – Covers legal and medical expenses if someone is injured in your condo.
  • Loss of Use – Helps with temporary housing costs if your condo becomes uninhabitable due to a covered loss.
  • Additional Coverage Options – Flood insurance, personal umbrella coverage, and high-value item protection.

Your Local Insurance Company

1879 Cottman Avenue
Philadelphia, PA 19111

215-742-3743 phone
251-742-3774 fax

Office Hours
9:00AM – 5:00PM
Monday – Friday

What Our Clients Are Saying

Anyone can promise great service, but not everyone can deliver it. At Terra Insurance Services, we’ve built a culture around doing the right things. But don’t just take our word for it. Read what customers are saying about Terra, the number one insurance agency in Pennsylvania, Florida, and New Jersey:

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