Landlord Insurance

Providing insurance for professional landlords with properties in Pennsylvania, Maryland, New Jersey and Florida.

Custom Tailored Insurance Policies

 

To put it very simply, with term life insurance you pay regular premiums for a set period and the policy only pays out if you die during this period.

If you have concerns about your loved ones paying for your funeral costs or being burdened with mortgage or credit card debt, or if you worry about leaving behind unpaid medical bills or household expenses, then individual term life insurance from Terra Insurance Services may be the answer for you. 

With Terra, you can choose from a variety of term lengths and coverage amounts, including the easy-to-purchase option and level term insurance. 

Level term insurance provides coverage for a set period of time, and the face amount of the policy and premium payments remain level for that time period. 

Moreover, you’ll also have the opportunity to convert your term policy to a permanent life plan, which provides coverage for your whole life. We guarantee this conversion privilege regardless of health, occupation, or hobbies.

Terra is the leading individual life insurance company for Pennsylvania, Florida, and New Jersey. 

Let our experts help you to select an individual life insurance policy that best suits your needs. Our independent agents will compare rates across leading insurers and present you with individual term life insurance quotes that fit your budget. 

Policy Features 

Insurance isn’t a one-size-fits-all situation. A Foremost policy allows you to customize your policy to include the coverages that are right for your own situation. Our base policy covers only the home itself (and any attached structures, like a garage). 

You can add coverages such as:

  • Loss of Rents – applies to the loss of actual rents if the dwelling is temporarily uninhabitable due to a covered loss. 
  • Personal Property – these are the things you may have in the home, such as appliances or furniture owned by you and used by the tenant. 
  • Liability – applies if a claim is made against you or a suit is brought against you for damages due to bodily injury or property damage caused by an accident on your premises.

 

Contact Terra Insurance today and let’s discuss your property and your needs

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