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To put it very simply, with term life insurance you pay regular premiums for a set period and the policy only pays out if you die during this period.

If you have concerns about your loved ones paying for your funeral costs or being burdened with mortgage or credit card debt, or if you worry about leaving behind unpaid medical bills or household expenses, then individual term life insurance from Terra Insurance Services may be the answer for you. 

With Terra, you can choose from a variety of term lengths and coverage amounts, including the easy-to-purchase option and level term insurance. 

Level term insurance provides coverage for a set period of time, and the face amount of the policy and premium payments remain level for that time period. 

Moreover, you’ll also have the opportunity to convert your term policy to a permanent life plan, which provides coverage for your whole life. We guarantee this conversion privilege regardless of health, occupation, or hobbies.

Terra is the leading individual life insurance company for Pennsylvania, Florida, and New Jersey. 

Let our experts help you to select an individual life insurance policy that best suits your needs. Our independent agents will compare rates across leading insurers and present you with individual term life insurance quotes that fit your budget.