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Commercial Truck Insurance in NJ

Safeguard your trucks, cargo, & drivers with Terra's commercial truck insurance in New Jersey -- your local insurance agent.

Why Do You Need Commercial Truck Insurance for your New Jersey Business?

Operating a commercial truck in New Jersey requires more than just a license—it demands the right insurance coverage to keep your business compliant and protected. New Jersey law mandates commercial trucking liability insurance for various types of trucks, including box trucks, flatbeds, and semis, ensuring financial protection in the event of accidents, bodily injury, or damage to vehicles and property.

At Terra Insurance, we specialize in providing comprehensive commercial truck insurance in New Jersey, helping trucking businesses safeguard their assets and operations.

Who Needs Commercial Truck Insurance in NJ?


Our New Jersey commercial truck insurance policies are ideal for:

  • Owner-operators
  • Fleet owners
  • Freight carriers
  • Local and long-haul truckers
  • Delivery and courier services

No matter the size of your trucking business, Terra Insurance ensures you get the right coverage at the best possible rates.

Why Choose Terra for Commercial Truck Insurance

Terra Insurance is one of the leading commercial truck insurance companies in NJ. We have a seasoned team of independent agents who understand the unique needs of trucking businesses. As a result, we know how to find the best, most affordable policies for owner-operators like you.

Benefits of Working with a Local Agent

Unlike some national commercial truck insurance companies in NJ, Terra provides prompt, personal service to truck operators. Moreover, Terra’s independent insurance agents can shop for the right coverage and the best rate.

Our NJ Commercial Truck Insurance Coverage

At Terra Insurance, we offer a range of commercial truck insurance options designed for businesses in New Jersey:

Primary Liability Insurance. Covers bodily injury and property damage if your truck is involved in an accident.

Physical Damage Coverage. Includes collision and comprehensive coverage to protect against theft, vandalism, and damage from natural disasters.

Cargo Insurance. Protects the goods and materials you transport, ensuring financial security in case of loss or damage.

Non-Trucking Liability Insurance. Covers drivers when they are off duty or using their truck for non-business purposes.

Motor Truck General Liability. Provides additional protection for incidents occurring on your premises, at loading docks, or during business operations.

Trailer Interchange Insurance. Covers damage to trailers under your control but not owned by you.

Where to Find Us

Located near your New Jersey business, Terra Insurance serves clients throughout the city and surrounding areas. We understand the unique needs of NJ business owners and offer targeted solutions. Why not schedule a free consultation? Call or visit our conveniently located office.

1879 Cottman Avenue
Philadelphia, PA 19111
215-742-3743 

Hours of Operation

9:00AM – 5:00PM
Monday – Friday

What Our Clients Are Saying

At Terra, we take pride in our clients’ positive feedback. Our Google Reviews reflect our commitment to quality of service and customer care. We encourage you to read our reviews and see why so many Philadelphia drivers trust us with their car insurance needs.

Get a Quote for Commercial Truck Insurance for your New Jersey Business Today

Ready to experience the difference with Terra Insurance? Call us today for your personalized Commercial Truck Insurance quote. Drive with confidence in NJ with Terra Insurance. Don’t wait — get a quote today and protect yourself on the road.

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