Rental Property Insurance

Rental property insurance in Philadelphia, PA and surrounding areas throughout Florida, New Jersey, and Pennsylvania including Huntingdon Valley, PA, Bucks County, Montgomery County, Delaware County and Chester County.

Protection for your investment.

Don’t be fooled, just because your tenant has rental insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.

Rental property insurance is a specialty home insurance policy for the property owner rather than the tenant. It’s similar to a homeowners policy but is designed to account for the differing risks that you face when you rent a property rather than live in it yourself.

In addition to damage to the building itself and your personal property (such as included furniture), rental property insurance often covers lost income if property damaged means you can’t rent it out for a period. The policy will also often include coverage for liability you might face if a tenant sues over injury suffered in the property.

Other covered risks can include any costs you have to pay to move a tenant in or out of the property during repairs, and any compensation you have to pay to a tenant if damage puts heating or air conditioning out of action.

One point to watch is the fact that policies usually don’t cover loss of income if a tenant fails to make rent payments, or the costs of evicting a tenant if necessary.

If you’ve got any questions on rental property insurance or want to find the best policy, contact us today.

What Our Clients Are Saying

Read what customers are saying about Terra, the number one insurance agency in Pennsylvania, Florida, and New Jersey:

Colleen has helped our company with all our apartment building insurance needs. She is always available to help and has done so in the past. I highly recommend Terra insurance for all your insurance needs. She is very friendly and easy to work with; her office staff is very helpful, also. I would not trust any other company with my insurance needs.

M&M Management - Customer since 2013

I can’t say enough good things about this place. I dealt with Colleen here, and I tell you she went over and beyond. Her customer service was impeccable. She’s professional, attentive, and cares about her customers. She worked overtime to get me a cheaper insurance policy. She took the time to explain everything, and she was prompt with her responses. This place has a customer for life!

Crystal M.

This is by far the best agency I have ever dealt with. If you want someone who will fight to get you what you deserve and who will find you the best policy to fit your needs and income its Colleen and her team

Samaro P.

Best insurance company ever! I have been with them for years, and I feel safe and secure with them.

Wilgens G.

Colleen and her team are amazing, they provide the best service and have best rates around.

Lois K.
Philadelphia, PA

I love the customer services representatives- so sweet!! Great agency!

Julia F.
Philadelphia, PA

Extremely professional business, with staff that is friendly and detail oriented. I highly recommend Terra Insurance Services and rate the company a 10++++.

Maureen T.
Philadelphia, PA

Terra Insurance Services has been my agency for over five years now. If it wasn’t for them I would still be paying twice as much as I should. Being self employed and running my own business with overhead and everything else that comes along with it, makes every little bit count. Mario Terra saved me $24,000 a year combined between all six of my policies, which in return means that I got a $24,000 raise the day I met Mario! Just wanted to reach out and say thank you to the whole team at Terra Insurance... you guys are wonderful! Thanks again. Keep up the good work.
Mike P.
Philadelphia, PA

Colleen’s integrity is one of her best assets, she has always displayed a professional attitude. To sum Colleen up... impeccable.

Greg P.
U.S. Office of Personnel Management

The best agent I have worked with in the last 25 years. I assure you that when you do business with Colleen, she will be the only agent you will work with.

Michael H.
Hammer Group Inc.

Terra Insurance is a very friendly agency where you are greeted with a smile. No problem is too big for them to handle or insurance too difficult for them to place. Due to the many insurance providers they offer, they are bound to find you the most competitive price. My condominium rate was awesome and I ended up saving almost $500 a year.

Stela J.
Philadelphia, PA

Great service! Reasonable insurance.

Suzanne E.
Philadelphia, PA

I’m really happy with this company, they save me a lot of time and money, the service is excellent. Thank you!

Claudia B.
Philadelphia, PA

Terra Insurance is the best! The staff are so beautiful and friendly! I love walking through their door - it feels like home.

Alexis R.
Philadelphia, PA

Great service and rates. The agency is easy to find.

Milena G.
Philadelphia, PA

Professional and responsive. Great rates. I highly recommend Terra Insurance. Staff was engaging and friendly.

David A.
Philadelphia, PA

I wanted to thank Terra Insurance Agency, Colleen and Mario, for taking care of Rob Nolfi Roofing and getting us such affordable liability insurance. You have saved us a ton of money between our commercial, personal auto and our commercial liability policies. We would highly recommend Terra Insurance Agency for ALL of your insurance needs!

Nancy N.
Philadelphia, PA

Colleen and her staff are the best. Just couldn’t get any better. They are so helpful.

Kathy C.
Pennsylvania

Colleen and her team are the best! I spoke with several different agencies (all of whom stated they couldn’t find me a better rate and I should just stay with my current carrier) before coming in contact with Terra Insurance. Colleen succeeded in finding me a very competitive rate for my business insurance, saving me a great deal of what I paid last year with my previous provider. I would highly recommend Terra Insurance for any and all of your insurance needs.

Wanda T.
Philadelphia, PA

Colleen, and the team at Terra Insurance, have been taking care of me and my multiple policies for a decade now. More importantly, when you need them (being an ERIE company that cares) they are there for you. Anyone can issue a policy, it is how a team takes care of you when you need or have a claim. I will continue to refer and use Terra Insurance Services for my property and auto needs.

Jared F.
Pennsylvania

The agents located at this branch have always been very pleasant and informative. Since they have been my agent, my wife and I can’t see us dealing with any other company.

Daryl D.
Philadelphia, PA

Terra Insurance is marvelous at what they do. Stela was so helpful and hardworking to find me the best rate to fit my needs. Call Terra and ask for Stela - you will be glad you did. I sure am.

Robert J.
Philadelphia, PA

I am absolutely satisfied with the service, professionalism and most importantly, the rates. One of the best local insurance agencies you will find.

Doshi P.
Pennsylvania

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Rental Property Insurance

Protection for your investment.

What Our Clients Are Saying

Insurance Quote Request

Title of the service

Risk Factor

Solution

Rental Property Insurance

Protection for your investment.

What Our Clients Are Saying

Insurance Quote Request

Title of the service

Risk Factor

Solution

Note:

Title of the service

Risk Factor

Solution

Note: