Philadelphia Insurance Company

We speak
the language of insurance

At Terra Insurance Services, we offer diverse insurance services in six languages, including English, Spanish, Arabic Albanian, French, Italian, and Portuguese!

We are here to serve all our customers living and working in the Pennsylvania, New Jersey, Maryland and Florida.

Philadelphia Insurance Company

We speak the language of Insurance

At Terra Insurance Services, we offer diverse insurance services in six languages, including English, Spanish, Arabic, Albanian, French, Italian, and Portuguese!

We are here to serve our customers living and working in Pennsylvania, New Jersey, Maryland, and Southwest Florida.

Insurance in Philadelphia and throughout New Jersey, Pennsylvania, Southwest Florida, and Maryland

Terra provides outstanding insurance coverage for clients located in Pennsylvania, New Jersey, Maryland, and Southwest Florida.

Whether you need personal insurance, business insurance, or life insurance, we can meet your needs with specially tailored plans. That’s why we are the number one Philadelphia insurance company!

Types of Insurance We Offer

Terra Insurance Services offers personal insurance, business insurance, and life insurance.

Terra has over 50 products to choose from, including home, auto, rental, travel, general liability, workers’ compensation, builders risk, landlord and vacant condo insurance, and more!

Besides being the leading Philadelphia insurance company, we proudly serve clients within the states Pennsylvania, Southwest Florida, Maryland and New Jersey.

Personal Insurance

Our goal is to protect you from the unexpected through top-quality personal insurance coverage that works for your needs, as well as your budget.

Whether you need home or auto insurance, gap coverage, identity theft protection, or something else entirely, we’ve got you covered. As the top-rated Philadelphia insurance company, we also serve clients throughout Pennsylvania, Florida, Maryland and New Jersey!

Business Insurance

We’ll thoroughly assess your business and insurance needs to develop creative, comprehensive, cost-effective solutions.

As a top-rated insurance agency, Terra Insurance Services offers complete protection for your business. For instance, we provide vital coverage to carry your business through any crisis, including property damage and liability claims.

Moreover, in some states like Pennsylvania, Florida, Maryland and New Jersey, businesses are required to have certain types of business insurance, such as workers’ compensation insurance.

Let us identify gaps in your coverage and protect your assets!

Life Insurance

You can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

The professionals at Terra Insurance Services can tailor a life insurance plan to help your loved ones meet important financial needs once you pass. While this topic is a sensitive one, rest assured that we will offer sound, compassionate guidance so you can make an informed decision.

If you want the leading Philadelphia insurance company, consider Terra Insurance Services. We proudly serve clients throughout Pennsylvania, Florida, Maryland and New Jersey.

Featured Insurance Products

As the most trusted Philadelphia insurance company, we offer over 50 high-quality insurance products. Check out a few of our most popular options:

The Terra Difference

When you decide to work with Terra Insurance Services, you are partnering with independent agents who are committed to finding the best carrier for your insurance needs. Our insurance experts will be there for you whenever you experience a loss, then follow through to see that you receive fair, prompt payment and service.

Moreover, we represent a carefully selected group of financially strong, reputable insurance companies that offer products for every insurance need, including personal insurance, business insurance, and life insurance. We consistently offer our clients the best coverage at the most competitive price.

If you are wondering where to find the number one Philadelphia insurance company, check out Terra Insurance Services.

Hassle-Free Claims

While there is a perception that filing a claim and settling the claim is a cumbersome task, the professionals at Terra work closely with you for a hassle-free experience.

Before you purchase a policy, we will help you understand the terms, conditions, renewals, features, and benefits. Furthermore, we pledge transparency and encourage you to do the same. In the event of a dispute, we will show you the proper steps to remediation.

Terra seeks to settle all genuine claims and pay those claims in a timely manner. Let us serve you as an insurance agency you can trust.

Tailored Risk Management Solutions

Terra understands that your business may involve certain risks.

For instance, if you are a realtor, you likely want to defend against vandalism, theft, or property loss before, during, and after a showing. That’s why we offer business owners insurance, commercial property insurance, crime insurance, and other relevant products to protect your people and property.

We evaluate your situation and offer affordable risk management solutions to help you.

Another reason to enlist the aid of Terra’s risk management team is the implementation of important software programs that administer company benefits, such as pensions. By assessing the risks and planning ahead, we can help you avoid unnecessary delays and budgetary overruns.

If you want the top insurance agency in Pennsylvania, Florida, and New Jersey, consider Terra Insurance Services. We can tailor the right risk management solution for you!

Strategic Consulting

Insurance needs vary from one individual to another and from one business to another, which is why Terra never offers a “one size fits all” answer. Instead, our insurance consultants work with you to assess your needs, recommending tailor-made solutions that fit your business and budget.

First, we will help you create an appropriate insurance plan for your employees, such as group health insurance and insurance retirement accounts.

Next, we will help you explore affordable plans that provide suitable coverage for the business itself, including cyber liability, builders risk insurance, or fiduciary liability. Throughout the process, we will provide timely, expert insurance advice.

Additionally, we will review insurance applications and process claims, maintaining a client file with current information that you can easily access.

As the top-rated Philadelphia insurance company, Terra proudly serves clients throughout Pennsylvania, Florida, and New Jersey.

About Terra Insurance Services

Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it’s important to know that you can rely on your insurance policy to protect you.

As an independent insurance agency located in Philadelphia, PA, Brickell, FL, and Cape Coral, FL, Terra Insurance Services helps you find insurance solutions tailored to your individual needs. We draw from a vast pool of personal, property, and commercial insurance policies. We provide personal, business, and life insurance for all of Florida, New Jersey, and Pennsylvania including Huntingdon Valley, Bucks County, Montgomery County, Delaware County, and Chester County.

“To give our customers the protection they desire while utilizing the proper coverages, fair prices and outstanding service.”

Our Locations

Terra Insurance Services offers comprehensive solutions in four key states, making us the best choice for your personal or business insurance company proudly serving individuals and businesses located in:

Pennsylvania
Maryland
New Jersey
Florida

What Our Clients Are Saying

Read what customers are saying about Terra, the number one insurance agency in Philadelphia.

Colleen has helped our company with all our apartment building insurance needs. She is always available to help and has done so in the past. I highly recommend Terra insurance for all your insurance needs. She is very friendly and easy to work with; her office staff is very helpful, also. I would not trust any other company with my insurance needs.

M&M Management - Customer since 2013

I can’t say enough good things about this place. I dealt with Colleen here, and I tell you she went over and beyond. Her customer service was impeccable. She’s professional, attentive, and cares about her customers. She worked overtime to get me a cheaper insurance policy. She took the time to explain everything, and she was prompt with her responses. This place has a customer for life!

Crystal M.

This is by far the best agency I have ever dealt with. If you want someone who will fight to get you what you deserve and who will find you the best policy to fit your needs and income its Colleen and her team

Samaro P.

Best insurance company ever! I have been with them for years, and I feel safe and secure with them.

Wilgens G.

Colleen and her team are amazing, they provide the best service and have best rates around.

Lois K.
Philadelphia, PA

I love the customer services representatives- so sweet!! Great agency!

Julia F.
Philadelphia, PA

Extremely professional business, with staff that is friendly and detail oriented. I highly recommend Terra Insurance Services and rate the company a 10++++.

Maureen T.
Philadelphia, PA

Terra Insurance Services has been my agency for over five years now. If it wasn’t for them I would still be paying twice as much as I should. Being self employed and running my own business with overhead and everything else that comes along with it, makes every little bit count. Mario Terra saved me $24,000 a year combined between all six of my policies, which in return means that I got a $24,000 raise the day I met Mario! Just wanted to reach out and say thank you to the whole team at Terra Insurance... you guys are wonderful! Thanks again. Keep up the good work.
Mike P.
Philadelphia, PA

Colleen’s integrity is one of her best assets, she has always displayed a professional attitude. To sum Colleen up... impeccable.

Greg P.
U.S. Office of Personnel Management

The best agent I have worked with in the last 25 years. I assure you that when you do business with Colleen, she will be the only agent you will work with.

Michael H.
Hammer Group Inc.

Terra Insurance is a very friendly agency where you are greeted with a smile. No problem is too big for them to handle or insurance too difficult for them to place. Due to the many insurance providers they offer, they are bound to find you the most competitive price. My condominium rate was awesome and I ended up saving almost $500 a year.

Stela J.
Philadelphia, PA

Great service! Reasonable insurance.

Suzanne E.
Philadelphia, PA

I’m really happy with this company, they save me a lot of time and money, the service is excellent. Thank you!

Claudia B.
Philadelphia, PA

Terra Insurance is the best! The staff are so beautiful and friendly! I love walking through their door - it feels like home.

Alexis R.
Philadelphia, PA

Great service and rates. The agency is easy to find.

Milena G.
Philadelphia, PA

Professional and responsive. Great rates. I highly recommend Terra Insurance. Staff was engaging and friendly.

David A.
Philadelphia, PA

I wanted to thank Terra Insurance Agency, Colleen and Mario, for taking care of Rob Nolfi Roofing and getting us such affordable liability insurance. You have saved us a ton of money between our commercial, personal auto and our commercial liability policies. We would highly recommend Terra Insurance Agency for ALL of your insurance needs!

Nancy N.
Philadelphia, PA

Colleen and her staff are the best. Just couldn’t get any better. They are so helpful.

Kathy C.
Pennsylvania

Colleen and her team are the best! I spoke with several different agencies (all of whom stated they couldn’t find me a better rate and I should just stay with my current carrier) before coming in contact with Terra Insurance. Colleen succeeded in finding me a very competitive rate for my business insurance, saving me a great deal of what I paid last year with my previous provider. I would highly recommend Terra Insurance for any and all of your insurance needs.

Wanda T.
Philadelphia, PA

Colleen, and the team at Terra Insurance, have been taking care of me and my multiple policies for a decade now. More importantly, when you need them (being an ERIE company that cares) they are there for you. Anyone can issue a policy, it is how a team takes care of you when you need or have a claim. I will continue to refer and use Terra Insurance Services for my property and auto needs.

Jared F.
Pennsylvania

The agents located at this branch have always been very pleasant and informative. Since they have been my agent, my wife and I can’t see us dealing with any other company.

Daryl D.
Philadelphia, PA

Terra Insurance is marvelous at what they do. Stela was so helpful and hardworking to find me the best rate to fit my needs. Call Terra and ask for Stela - you will be glad you did. I sure am.

Robert J.
Philadelphia, PA

I am absolutely satisfied with the service, professionalism and most importantly, the rates. One of the best local insurance agencies you will find.

Doshi P.
Pennsylvania

Previous slide

Next slide

Terra Insurance Services + Erie Insurance

We offer Erie Insurance coverage at competitive rates.

Terra Insurance Client Portal

Manage your account with us quickly and easily!

Philadelphia Insurance Company

We speak
the language of insurance

Philadelphia Insurance Company

We speak the language of Insurance

Insurance in Philadelphia and throughout New Jersey, Pennsylvania, Southwest Florida, and Maryland